He searched on the web for an alternative solution to conventional payday lenders and discovered Earnin, which offered him $100 at that moment, become deducted from their banking account on payday.
“There are no installments with no actually high interest, ” he said, comparing the application favorably up to a payday lender. “It’s better, in that feeling. ”
Earnin didn’t cost Raines a cost, but asked which he “tip” a couple of bucks for each loan, without any penalty if he decided to go with to not.